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Sending Money with PayPal
To send money, PayPal charges fees based on the payment method used:
- If you use your PayPal balance or a bank account linked to PayPal, you can send money to friends and family in the Eurozone for free.
- If you use a Postepay card linked to your PayPal account, you will be charged up to 3.4% per transaction.
Who pays the PayPal fees in this case? When you make a purchase in Euros, the payment is free with a card or PayPal balance. To ensure payment security, the seller pays a fee. The fees are paid by the seller, but it is not specified whether the seller can pass them on to the buyer.
Withdrawal Limits with Lottomaticard
The maximum daily withdrawal with Lottomaticard is €250 at Lottomaticard points and ATMs in Italy and other European countries. In non-European countries, the limit is €500. The maximum spending limit for a single card is €990, while the maximum spending limit for a calendar year is also €990.
Loading Another Individual’s Credit Card
A prepaid card can be recharged via a bank transfer. Transfers can be made from a bank account owned by either another person or the cardholder.
Sending Money to a Card
If you want to send money to a card, you can transfer funds directly from a bank account to a credit card that is not a "child" of the bank account. This can be done by making a bank transfer to the IBAN provided on the credit card.
Credit to a Credit Card
To receive a credit on a credit card, the debtor only needs to provide the 16-digit credit card number and the expiration date. The credit will be available within 48 hours.
PayPal Fees
PayPal charges a fee of €0.35 for each payment received, along with a 3.4% commission for the purchase of goods and services. If the sender pays via a bank account or PayPal balance, receiving money from friends and family is free.
Reloading PostePay with PayPal
To reload your PostePay card using PayPal via the internet:
- Select "Wallet" and transfer money.
- Enter the amount to transfer and choose the PostePay card linked to your account.
- Click "Confirm" to send money with PayPal to the card.
- Wait for the credit to be processed.
Transferring Money from PostePay to PayPal
To transfer money from a PostePay card to PayPal:
- Choose the PayPal balance and select "transfer money."
- Enter the amount to transfer to the card.
- Choose the Postepay card for the reload.
Transition from Postepay to PayPal
To reload via PostePay or PayPal:
- Access your PayPal account by clicking on "Sign In" and entering your credentials.
- Click on "My Account" and then choose "Wallet > Transfer money."
- Enter the amount to transfer to the Postepay card and select which card to use for the reload.
- Finally, click "Confirm."